Consumer Credit Repair

Know the truth about your credit history and financial future. It is our mission to inform and help consumers with safe and reliable solutions to credit problems.

Who We Are and What We Do

We’re independent consumer advocates – we’ve researched, discussed, and helped thousands of consumers learn about credit, and credit repair. The simple truth is credit can be repaired, but there’s so much misinformation and mystery surrounding the process, that many consumers are intimidated and confused by the process. That is why we recommend working with a professional firm, who specializes in credit repair. Our top recommendation, Lexington Law, has helped 500,000+ people just like you repair their credit. If you’re ready to talk to a consultant about your situation, call one of their experienced paralegals at 800-406-1960, for a free no-hassle credit consultation.

The Credit Bureaus Aren’t Your Friend

The credit bureaus, financial institutions, collection agencies, and debt settlement firms don’t want consumers to know that their credit can be restored, and negative items can be removed from credit reports. They advise that you wait 7-10 years for the negative items to fall off your report. They do this because they hate dealing with the administrative work  required to fix your credit report. Every time they have to correct problems, remove negative items, or talk to consumers it costs them money. The bureaus do everything they can to make this process difficult.

Bad Credit Weighing You Down?

Have you been turned down for a job, credit card, or loan because of negative items on your credit report? It happens every day to thousands of hard-working consumers. Bad credit happens to good people for a variety of reasons. Maybe you lost your job? Perhaps you’re recently divorced? Like most of us, you’ve probably lost thousands of dollars in home equity or retirement accounts. Many people with poor credit are victims of identity theft. Regardless of your background or circumstance, you can repair your credit. Lexington Law, the largest credit repair service in the country, has helped hundreds of thousands of people just like you. Here’s some examples of how they’ve helped consumers:

• Victims of Identity Theft – Lexington has helped thousands of people remove negative items from their credit because of identity theft. They’ll help you fight your case and prove to the bureaus that you’re not responsible for those negative items on your credit.
• Denied for a loan or credit card – Lexington specializes in helping consumers who have been recently denied for a loan or credit card. Often times negative items from your report can prevent you from getting a loan or credit card. With Lexington’s help, you can work to remove those negative items that are preventing you from getting credit.
• High interest rate on a loan or credit card – People with bad credit tend to pay high interest on loans and credit cards. Some loans and credit cards can be so expensive, that it’s almost impossible to pay them off. Paying the minimum amount every month keeps you in debit for a long time. Talk to Lexington about how they can help you qualify for better credit cards and loans.
• High rate on insurance, or denied for insurance – Many people don’t realize this, but you may pay a higher price for insurance, or even be denied insurance based on your credit. Talk to Lexington about cleaning up your credit so you can get approved for insurance, and pay the lowest rates possible.
• Filed for Bankruptcy – Have you recently filed for bankruptcy? If so, don’t give up hope. Lexington can work aggressively to minimize the impacts of a bankruptcy on your credit.
• Repossession - Has your car, or other property been repossessed? Repossession can kill your credit score. Lexington has helped thousands of people with repossession on their credit report.
• Collections -Have you been taken to collections?  Have your wages been garnished? Aggressive collection agencies can make your life a living hell. Talk to Lexington about how they may help get collections off of your credit report.

Don’t Let Creditors and the Bureaus Intimidate You

Consumers can take bold action in disputing items. Call 800-406-1960 to find out how. Lexington law can talk to you about your individual situation, and what can be done about it. Here’s some examples of real items they’ve had removed from credit reports. Keep in mind, this is just a small sample. They’ve removed millions of negative items from hundreds of thousands of credit reports. See these sample reports for real proof:

Get a free credit consultation from a paralegal today 800-406-1960

Do it Yourself Credit Repair

You can repair your own credit, but navigating the landscape can be difficult and tiring. We’ve talked to thousands of consumers who have tried to repair their own credit. In fact, over 40% of people who contact us have tried to repair their own credit. They tend to come to us after they’ve experienced tons of frustration, and no results.

Credit repair is not common sense. Many stories we hear from consumers consist of a negative experience primarily due to inexperience and time. Consumer complaints include the hassle of dealing with bureaus and credit agencies. The credit agencies are often not responsive and sometimes bully their customers. Consumers who attempt to repair their own credit typically seek professional help after learning how difficult it can be. It takes significant time and research to repair your credit. The professionals at Lexington Law have 19 years of experience and have dealt with every credit repair problem imaginable.

Think of it this way, you could change your own oil in your car, but it’s going to take time, supplies, and knowledge. Why not just use an expert oil change service to do it fast and cheap without the hassle?

Repairing your own credit requires you to do research, find the right contacts at the credit bureaus, file the right forms, and communicate back and forth with creditors and credit bureaus. They’re going to make it difficult for you at every step – because they want to discourage you from making them do more work. Professional credit repair services are familiar with the games they play, and the barriers they put in front of you. They’ll quickly remove any roadblock and make the credit repair process as smooth as possible.

Ready to Take Action?

Do you want the peace of mind and confidence that comes with having good credit?  You’re in control! Join the thousands of other consumers getting it done. Hassle Free solutions are available. Call 800-406-1960